The national average checking account interest rate is 0.07% APY as of February 2026, per FDIC data. See how rates compare and where to find a better rate.

Open a new bank account and you could earn up to $400 and a top-tier APY with simple requirements. Explore our top bank bonus ...

Not all checking accounts pay interest. Among those that do, the numbers are pretty dismal — the average only pays 0.07%, according to the latest government data. Despite those low returns, dozens of ...

These banks are offering new bank account promotions worth hundreds of dollars. Learn how to earn a bank bonus of up to $3,000.

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Sabrina Karl has over two decades of experience writing about savings, CDs, and ...

A checking account allows you to use a debit card, cash checks and access your money with an ATM. But certain checking accounts have other features, too. An interest checking account has the added ...