How many CDs can you have at one bank? Most banks don’t limit the number, but FDIC insurance only covers up to $250K per depositor. Learn more.

Mon, November 24, 2025 at 10:33 PM UTC Got more than $250,000 sitting in one bank account? Only the first $250,000 is protected by FDIC insurance. The rest is uninsured, which means you could lose it ...

The FDIC and NCUA provide deposit insurance up to $250,000 at each financial institution. If your deposits exceed that limit, here’s how to ensure your money is protected.