April Fool's Day is an important RMD deadline for some older adults and retirees.

Generally, RMDs must be withdrawn by the end of the year. Your first distribution, however, can be delayed until April 1 of the following year. If you turned 73 on Oct. 1, 2026, for example, you have ...

It could have more implications than you think.

After you turn 73, the IRS requires you to start withdrawing money from certain retirement accounts. If you have money in tax-deferred accounts, such as a traditional IRA, a 401(k), or other ...

It could help to get it out of the way.

Once you turn 73, you have to start taking required minimum distributions from your traditional retirement plan. Understand your options for taking your first RMD. Don't wait until the last minute to ...

These mistakes can be costly.

You're allowed to defer your first RMD to Apr. 1 of the year after you turn 73. If you do that, you'll face two mandatory distributions in the same year. That could lead to not only high taxes, but ...

Most people take RMDs toward the end of the year, which is probably better if you’re doing other things like qualified charitable distributions. First-time RMD takers can delay until April 1, but they ...

If you have your retirement savings in a traditional IRA or 401(k), you may know that you can't just leave that money in there forever. Once you turn 73 (or later, depending on your year of birth), ...

As you approach your 70s, you should start learning about and planning for your required minimum distributions (RMDs) -- and when you'll take them. (Doing so decades earlier is not a bad idea, either, ...

Taking your first RMD late could leave you with a lot of extra taxable income for the year, potentially moving you into a higher tax bracket. Taking it early can help you just get it over with. You ...