Lea Uradu, J.D., is a Maryland state registered tax preparer, state-certified notary public, certified VITA tax preparer, IRS annual filing season program participant, and tax writer. A first-time ...

First-time homebuyers are typically defined as those entering the market who’ve never owned a home. However, anyone who has not owned a home for the last three years also qualifies as a first-timer.

Builders and lenders are increasing incentives like grants, price reductions, and mortgage rate buy-downs for first-time buyers in 2026. NAR sees these trends as key to improved affordability. AI ...

Buying a first home is exciting, but it can be challenging to make the jump from renting to homeownership. First-time buyers don't have home equity to put toward their purchase like repeat buyers ...

The current housing market is anything but predictable. Mortgage rates are dropping in 2025, but new tariffs could still drive up the costs of building and maintaining homes. At the same time, rent ...

With elevated interest rates, limiting housing stock and homeowners staying put longer, buying a house has never been more challenging. The average age of a first-time homebuyer in 2025 was an ...