Most people assume term insurance is simple. You choose a cover amount, pay the premium, and the policy is issued. In reality, there is one step before ...

Forbes contributors publish independent expert analyses and insights. Joshua Cohen is a Boston-based writer who covers health policy. Most Americans enrolled in employer-sponsored commercial insurance ...

Bob Herman covers health insurance, government programs, hospitals, physicians, and other providers — reporting on how money influences those businesses and shapes what we all pay for care. He is also ...

Compare HMO and PPO dental insurance plans. Learn about their costs, dentist flexibility, and coverage and find the best fit for your dental care needs.

As medical costs rise every year, even routine treatments can strain finances. A well-structured policy reduces out-of-pocket expenses and provides access to better hospitals, experienced doctors, and ...

Healthcare is critical for a child’s long-term well-being. Children who have access to insurance coverage are more likely to receive preventive care and services such as routine physicals, ...

Why do we allow insurance pools, especially in health insurance? Obviously it is a moneymaker for the insurance company, but it appears unique to the insurance industry. My neighbors and I don't pay ...

There’s been a surge in health and wellness in recent years, with more people taking an interest in their healthcare routine. However, one often-overlooked part of a healthcare routine is considering ...