Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

SAN FRANCISCO, CA / ACCESS Newswire / October 30, 2025 / For most American drivers, car insurance remains a major yearly expense. Even motorists with spotless records often watch prices creep up.

For decades, Consumer Reports has offered drivers an unwavering recommendation for saving money: Shop around regularly for car insurance, ideally once a year. It’s good advice, but easier said than ...

Michael Evans writes about insurance and other finance topics for Investopedia. An insurance industry veteran, he has covered personal finance for more than 20 years for publications including ...

Safe drivers may save with Root, which sets rates primarily based on driving history, but its discount offerings are limited. Many, or all, of the products featured on this page are from our ...

If you drive fewer than 10,000 miles per year, a pay-per-mile or usage-based insurance plan could be right for you. Here are our favorites.

Telematics insurance uses monitoring technology to set or adjust auto insurance rates. It's also called usage-based insurance (UBI). It comes in two forms. Mileage based insurance sets rates based in ...