Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

If you've been looking for a safe, simple way to earn hefty returns on your savings, you may have considered opening a certificate of deposit (CD) in recent months. After all, while CD rates aren't as ...

As we welcome the early signs of spring, it's an excellent time to refresh your savings strategy with certificates of deposit that offer guaranteed returns of up to 4.75% APY. While rates have ...