Looking for the best certificate of deposit (CD) rates today? As of Dec. 11, 2025, Daniels-Sheridan Federal Credit Union is offering the best rate at 5.11% annual percentage yield (APY) for a 12-month ...

The best certificates of deposit — more commonly called CDs — guarantee a high rate of return on your principal at the end of an agreed-on term. Typically, the longer the term of your CD, the higher ...

While certificate of deposit (CD) rates have dropped slightly over the last year, today's rates are still attractive, especially compared to historical levels, with many banks offering yields above 4% ...

The best certificates of deposit — commonly called CDs — guarantee a high rate of return on your principal at the end of an agreed-on term. Typically, the longer the term of your CD, the higher the ...

Spencer Tierney is a consumer banking writer at NerdWallet. He has covered personal finance since 2013, with a focus on certificates of deposit and other banking-related topics. His work has been ...

Many savers who locked in high rates on certificate of deposit (CD) accounts over the last few years are now dealing with their CD accounts maturing in a very different rate environment. The ...