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YouTubeJamal Hansen
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The way we save for retirement was transformed in the 1980s. Before that, most workers depended on employer-funded pensions. Today, the 401(k) is commonplace—but that shift wasn’t just a new account type; it moved huge financial risk away from companies and onto you. This video unpacks why corporations abandoned defined-benefit plans, how 401(k)s actually work, and the significant effects this has had on how people build wealth and handle market exposure throughout their lives. If you love explo
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401(k) Is Just Income Deferral 🤷‍♂️
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