What do you think about prepayment penalties? Would it be a win to get a lower rate or is it just a win for investors and a trap for homeowners? #homebuyertips #invest #mortgagetips #affordability
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Is Bill Ackman’s proposal to add prepayment penalties to Fannie Mae and Freddie Mac mortgages a good idea? I did some quick math and it would probably require a 3-4 year prepay to get the interest rate savings he’s pitching. That means a homeowner wouldn’t be able to sell or refinance the mortgage for 36 to 48 months without paying a penalty. And that could become a problem. #mortgagerates #mortgagetips #homebuyers #loanofficer #mortgagebroker | TheTruthAboutMortgage
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Should I Prepay My Mortgage or Invest More? | FAQ | Money Guy
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Consider more than just the rate when searching for home financing. Pre-payment options can allow you to pay down your mortgage faster, without penalty. Penalties may apply to you if you are paying back the loan before the end of your term. Easy peasy! #mortgage #ontario #ontariohousingmarket #canada🇨🇦 #finance #entrepreneur #womenownedbusiness #bankofcanada #homeimprovement #huntsvilleontario #muskoka
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Huwag kang mahiyang magtanong. Mortgage mo ‘to — pera mo ‘to. Alamin ang total cost ng loan, hindi lang ang rate. Tanungin kung may penalty kapag nag-prepay o nag-refinance. At kung ‘di mo alam kung fixed o variable ang bagay sa’yo, ipaliwanag niya dapat ‘yan nang klaro. Ang mortgage ay partnership. At kung hindi makasagot nang maayos ang kausap mo, baka kailangan mo ng bagong broker. Message me if gusto mo ng guide or help. #TheMortgagePinay #MortgageQuestions #FinancialEducation #MortgageBroke
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